Not All Auto Body Repair Shops Are Created Equal
Insurance companies work hand-in-hand with some auto body repair shops that they have on their “preferred” list. These “direct repair” shops are referred claims for following the insurance company’s guidelines for repairs, which include use of aftermarket and junk yard parts that may not meet manufacturer’s specifications. Obviously, those relationships mean that your best interests aren’t being served, and you may not get the best possible auto body repair.
Insurance companies and referral auto body shops cut corners to save money, at your expense. Parts that do not meet the highest standards set by manufacturers are sub-par, and can cause your vehicle to lose value and jeopardize your safety.
What You Need To Know About Filing An Auto Insurance Claim
- You choose your auto body repair shop, without question. It’s the law. Your insurance company is obligated to restore your car or truck to its pre-accident condition, not “close to” pre-accident condition. Autotech Collision Service is committed to a rigid code of ethics that protects you and your vehicle, ensuring that you receive the best repair possible. We negotiate with your insurance company to ensure safe, high quality repairs.
- Only one estimate is necessary to determine the amount of damage to your vehicle. There is no law that requires you to obtain more than one.
- Choosing the wrong auto body repair shop could jeopardize the safety of you and your family.
- Choosing the wrong auto body repair shop can diminish the value of your vehicle.
- There is no law that requires you to turn in a claim. You are allowed to pay for your own repairs and repairs to another vehicle if you prefer.
- The more claims you file, the higher your chances are of an auto insurance rate increase.
- Ask questions until you get them answered.
- You have the right to prompt and fair handling of claims.
- Don’t settle for inferior auto body repairs.
Read the full article here.
Some insurers push policyholders to get their cars fixed at specified repair shops, which left our readers less satisfied, so that the companies can cut costs, often through use of cheaper aftermarket replacement parts.
Some cost factors are beyond your control, but there's still plenty you can do to cut your premiums for the auto coverage you need.
Don't let your insurance company pressure you into using aftermarket collision-repair body parts, especially safety-related ones. If your car has already been repaired, check your invoices or ask your insurer to see whether aftermarket parts were used. If knockoffs were used, demand that they be replaced with original equipment.